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PM Vishwakarma Scheme: Empowering Artisans for Traditional Craftsmanship


On the occasion of ‘Vishwakarma Jayanti’, Prime Minister Narendra Modi introduced the ‘PM Vishwakarma’ scheme, dedicated to traditional artisans. This visionary initiative, initially announced on India’s 77th Independence Day, is a testament to the government’s commitment to preserving and empowering traditional craftsmanship. During the launch event at the India International Convention and Expo Centre in Dwarka, PM Modi unveiled 18 postage stamps and a Toolkit Booklet. Under the PM Vishwakarma scheme, skilled artisans can access up to ₹3 lakhs in loans without requiring bank guarantees, with a focus on low-interest rates. The scheme aims to revitalize and support traditional craftsmanship across India.

Key features of the PM Vishwakarma scheme:

  • The Vishwakarma scheme, named after PM Vishwakarma, will receive full funding of ₹13,000 crore from the central government.
  • Registration of potential beneficiaries will be cost-free, facilitated through common service centers, utilizing the biometric-based PM Vishwakarma portal.
  • The scheme aims to extend assistance to artisans and craftspeople residing in both rural and urban areas across India.
  • Initially, the program will encompass 18 traditional trades, such as carpentry, boat making, blacksmithing, and more.
  • In its inaugural year, the scheme will benefit five lakh families, with a cumulative target of reaching 30 lakh families by FY28.
  • The primary objective of the initiative is to enhance the quality and global reach of products and services offered by artisans, integrating them into domestic and international value chains.
  • Beneficiaries will receive recognition through a PM Vishwakarma certificate and ID card, along with comprehensive skill development through basic and advanced training.
  • PM Vishwakarma Scheme beneficiaries will enjoy various incentives, including a ₹15,000 toolkit incentive, collateral-free credit support of up to ₹1 lakh (first tranche) and ₹2 lakh (second tranche) at a reduced interest rate of 5%, incentives for digital transactions, and marketing support.

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